Privacy Policy

Navicare Insurance Options LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website navicareinsurance.co or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our website
• Request a quote or consultation
• Subscribe to our communications
• Contact us via phone, email, or other means

This information may include:

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Health-related information necessary for insurance quotes
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent
• Referring website
• Device identifiers

How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and services
• Respond to your inquiries and requests
• Connect you with appropriate insurance carriers
• Send you relevant information about coverage options
• Communicate with you about your insurance needs
• Improve our website and services
• Comply with legal obligations
• Send marketing communications (with your consent)

Information Sharing

We may share your information with:

• Insurance Carriers: To obtain quotes and facilitate coverage
• Service Providers: Third parties who assist in operating our website and services
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for their marketing purposes.

How We Protect Your Information

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Secure Socket Layer (SSL) encryption
• Secure data storage systems
• Limited access to personal information
• Regular security assessments

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

You have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Opt-Out: Unsubscribe from marketing communications at any time
• SMS Opt-Out: Reply STOP to any SMS message to unsubscribe

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can control cookies through your browser settings. Disabling cookies may affect some website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.